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How
Can We Help
Real
estate financing is only properly done when you have both accurate
information and advisors available to you. Today’s applicant has
numerous sources of information to investigate. The Internet, newspapers
and “how to” books are but a few examples of these sources.
The magnitude
of the information can be overwhelming. How much time do you have to
invest in this research project? How do you know the accuracy or the
timeliness of the information? The most efficient way to complete a
project is to surround yourself with talented professionals. If you have a
legal issue, you hire an attorney. If you’re like most people you hire
an accountant to prepare your tax returns. Why? You recognize that your
limited experience in law or accounting can prove to be more expensive in
the long run than having the right people doing the job for you.
How we can
help you in the mortgage process is simple. We have the most updated
information at our disposal. Where interest rates are, the current
turnaround time at each lender, or the lead time needed to schedule a
closing at each attorney’s office are just some of the details
available.
If you’re
purchasing a home we begin working with you even before you present your
first offer. Besides the obvious discussions as to how large a purchase
you should make, we assist you through the negotiation process. We can
show you the best way to present your offer. With our help you are in
control of the negotiations, not the seller or the real estate broker.
If you’re
refinancing an existing mortgage we’ll help you determine the best
approach. Should you keep your mortgage balance as low as possible, should
you increase your balance to pay off other debts as well as determine
which debts make sense to pay off, whether or not you should even refinance at this
time.
Our goal is
to get you the right mortgage and for the right reasons. This is why you
will not find a mortgage application at this site. For us to do our job
properly, we need to spend time discussing your needs and work out a plan
with you. If a face to face meeting is not convenient, then a telephone
meeting can be scheduled. You deserve our undivided attention and we need
your undivided attention to do our job properly.
There is no
cost or obligation for this meeting. The purpose of the meeting is for you
to better understand what we can do for you and for us to get the data
needed to give you the proper guidance.
What we do
for you is provide you with the tools needed to close on the right mortgage, at
the right time and at the right cost. We are always available to answer
your questions and concerns throughout the process. You will always be
talking to the same person. This is a service business and our goal is to
provide you with the best service possible. |